Step 1: Figure out what fits on your site

Start by identifying natural features like significant trees, shrubs, and landforms that should be preserved.
Consult Site Plan Principles and Approaches to guide your layout while considering important constraints such as setbacks, utility easements, and required green or private space. Make sure to account for necessary elements like building footprints, parking (on-street or off-street), and access routes, minimizing site disturbance wherever possible. Thoughtful planning can help balance functional needs with environmental sensitivity and regulatory requirements. Check out the Allowable Variations to find just the right fit for your site.

hire us to plan your site!

Step 2: Pick your plan(s)

Choosing the right home starts with the right plan. The catalog features six thoughtfully designed, permit-ready plans—with practical design variations available—that balance architectural quality, local character, and functional living space.

Browse the Fort Wayne HOME Catalog to explore a range of floor plans and exterior styles, from compact cottages and ADUs to small single-family homes. Whether you're building for your family, creating a rental unit, or adding to the community's housing mix, there's a plan to meet your needs and your neighborhood’s character.

Check out through this site today and we'll email you digital files sufficient to plan your site and seek financing.

Special note: If you are building on A Lot to Love site, full construction documents are available to you at no cost thanks to the city of Fort Wayne. Email cd@cityoffortwayne.org and request a serial number.

Browse the plans

Step 3: Apply for construction financing

Applying for construction financing in Fort Wayne starts with a clear understanding of your approved housing plans, site survey requirements, and any additional engineering needs for septic or soil conditions. After selecting your house plan(s), approach a local lender or bank to learn about the types of construction loans they offer. Submit a formal loan application for construction financing with the required documentation (e.g. plans, a detailed construction budget, contractor information, proof of land ownership or purchase agreement, personal financial documents, etc.). The lender will review your application, order an appraisal based on the plans, and determine loan eligibility. Once approved, funds are typically disbursed in stages as construction progresses.

Step 4: Apply for a building permit

Send the project designers your project address and serial number provided from the city (if applicable). We'll send you a full set of building plans within three business days.

Apply for any required approvals for your unique project and site (e.g. planning commission, board of adjustment, historic preservation, right-of-way, etc.). Confirm that your permit site plan is complete with all of the information necessary for the permit application.

Apply for your building permit. In addition to the required application documents, be sure to include: 

  • A Fort Wayne HOME Catalog Plans Building Permit Set;
  • A signed User Agreement document for use of the Fort Wayne HOME Catalog Building Permit Set.

We recommend scheduling a New Projects Meeting with city staff prior to submitting for permits to discuss your project and to understand the required approvals. Make sure to review the city's permitting processes and applications.

Step 5: Obtain approval and begin construction

After submitting your application and paying fees, the city will review it and schedule any required inspections. Most applicants receive construction approval within 1–2 weeks, assuming no technical issues arise. Multiple rounds of inspections will be required throughout construction.

Helpful Resources

Allen County Department of Planning Services
Allen County Planning Commission
Allen County Permit Center
City of Fort Wayne City Utilities
City of Fort Wayne Zoning Map
City of Fort Wayne Community Development
City of Fort Wayne a LOT to LOVE: Infill Housing Initiative
City of Fort Wayne Summit City Entrepreneur and Enterprise District (SEED)
City of Fort Wayne Historic Preservation and Protection Districts
City of Fort Wayne Historic Preservation Commission Guidelines and Applications